FeatureTermSavings & ULIPRetirementHealth riders
Best forWealth + coverRetirement incomeIllness cover
Starting premium₹2,500/mo₹3,000/mo₹150/mo
Life coverBuilt-inDeath benefitAdd-on
ReturnsMarket-linkedGuaranteed annuityNone
DocumentsKYC + bank + incomeKYC + annuity docsMedical reports
Smart eligibilityFunds, terms, taxVesting, payoutHealth profile
Policy issueDigital processingDigital processingAdded to base policy

All figures are illustrative placeholders. In production, this table is generated from product, rider and pricing configuration.

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